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3 mistakes that could lead you to bankruptcy

BLT Lapointe
19-03-2018
“Me? Bankrupt? Never! That’s the type of thing that only happens to other people!” And yet… At BLT Lapointe & Associates Inc., we’ve seen numerous clients from Montreal and Laval who were forced to declare bankruptcy. Here are three common mistakes that could lead anyone—even you!—to some dire financial straits.Mistake #1: Overusing credit in any form Credit is extre ..

How to use credit wisely and avoid indebtedness

BLT Lapointe
15-03-2018
If you’re unfamiliar with the way credit works, it can be a bit daunting to hear stories of crippling debt, even bankruptcy, related to this method of payment. At BLT Lapointe & Associates Inc., your financial advisors in Montreal and Laval, we believe that credit is a fantastic way to pay your way through life—as long as you don’t fall into certain traps. Keep reading to find out wh ..

What to do when bankruptcy is inevitable

BLT Lapointe
02-02-2018
Going into bankruptcy is a huge decision for any individual or business. Before you decide to declare bankruptcy (http://www.bltlapointe.com/en/individual-services/personal-bankruptcy), you or your Montreal business should consult with professional debt consultants to do everything you can to avoid it, and the onerous penalties that it involves. There are many options prior to bankruptcy you c ..

Start your budget off on the right foot in 2018

BLT Lapointe
29-12-2017
Start your budget off on the right foot in 2018 Do you dream of eliminating your debts, putting a little money aside for a rainy day and finally taking control of your finances? 2018 is the time to act and turn your dream into a reality. At BLT Lapointe & Associates Inc., we can help you reach your financial goals. Here are four tips to start you off on the right foot in 2018: 1.  ..

Pay off your student loans: our 3 debt management tips

BLT Lapointe
04-12-2017
Your studies are complete, and if everything goes according to plan, you’ll have your diploma in hand in a few months. This is an exciting point in your life. But the end of an academic career usually goes hand in hand with the beginning of student loan reimbursement. At BLT Lapointe & Associates Inc., we regularly help clients deal with their student debt. In this article, we’ll give you  ..

BLT Lapointe & Associates Inc. licensed insolvency trustees: 8 locations to better serve you

BLT Lapointe
27-10-2017
Is your financial situation weighing you down? Can’t seem to make ends meet? Are you thinking about declaring bankruptcy? If that’s the case, the first thing to do is to contact your licensed insolvency trustee. At BLT Lapointe & Associates Inc., we’ll offer you a first consultation with a qualified professional completely free of charge. Continue reading to discover our  ..

Debt consolidation for individuals: what you need to know in Montreal

BLT Lapointe
27-10-2017
Consolidating your debts is a good solution to consider if you’re having problems with your finances. But be careful: choosing to consolidate your debts doesn’t come without risk, so it’s important to exercise caution before committing to a particular financial institution. What kind of risks? BLT Lapointe & Associates Inc., licensed insolvency trustees in Montreal and Laval, is here to an ..

Business Recovery and Restructuring A Simple, Realistic and Effective Strategy in 4 Steps!

BLT Lapointe
14-08-2017
Businesses don’t collapse overnight. Long before the situation gets out of hand, there are obvious signs of financial problems that should act as red flags. When you see those signs, you need to react quickly. Corrective measures to save your business are more likely to succeed if problems are addressed early on. But where do you start? Here are the 4 steps involved in a simple, realistic and  ..

4 Tips on How to Deal with Personal Bankruptcy

BLT Lapointe
14-08-2017
Have you decided it is best for you to declare bankruptcy? We know it's not easy, but rest assured: once you are rid of your debt problems, you'll feel relieved to be able to start anew. At BLT Lapointe & Associés Inc. (in Brossard, Longueuil, Laval, Saint-Jérôme and several other municipalities), we want to share these 4 tips that will help you get through your personal bankruptcy experie ..

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